距2021年考研倒計時 天
距2020考研考試還有二十天的時間，小伙伴們在最后階段準備得怎么樣呢?英語作文積累素材了嗎?有沒有練習寫作文呢?現在提分的關鍵是寫作，可以積累些作文的素材。根據近幾年的作文趨勢，考研作文也越來越貼近生活。來和小編一起來看看“2020考研英語(一)大作文預測：大學生透支”的文章。
Directions:
Write an essay of 160—200 words based on the picture below. In your essay, you should
1) describe the picture briefly,
2) interpret the implied meaning, and
3) give your comments.
Write your answer on the ANSWER SHEET. (20 points)
As is symbolically depicted in the drawing, a college student is enthusiastically taking online loans, only caring about the benefits promised by these online lending platforms, regardless of the overdraft risk behind the platform.
Nowadays, a large number of students choose to borrow money online to buy what they can’t afford at present. Obviously, it’s not a correct way to cover one’s expense. On the one hand, premature consumption will make us spend more and more, because people subconsciously think that they will save money in next month which is impossible. There is no doubt that this will increase students' financial burden. On the other hand, living beyond our means also puts a lot of stress on our lives. And if one can’t return the debt in time, he has to pay a large amount of interest. In some extreme cases, some people choose to commit suicide under the pressure.
Therefore, concerted efforts should be made to alleviate the issue. For individuals, it is essential to balance one's budget instead of consuming in advance. For the government, it is important to properly supervise online lending platforms. If these platforms develop recklessly, it will affect the healthy development of our society.
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